/* ==========================================================================
   Pritpal Kaur — Financial Advisor, Nanaimo BC
   Static rebuild (from WordPress/PHP). Brand colours live in :root below —
   change them here and the whole site follows.
   ========================================================================== */

:root {
  --brand: #c8202f;          /* accent (buttons, links, highlights) */
  --brand-dark: #a51825;
  --navy: #2b2e33;           /* top bar, footer, dark sections */
  --navy-2: #3a3e45;
  --ink: #1d2025;            /* body text */
  --muted: #5c626b;
  --line: #e3e6ea;
  --soft: #f2f4f6;           /* light section background */
  --cream: #f2f4f6;
  --white: #ffffff;
  --radius: 12px;
  --shadow: 0 10px 30px rgba(43, 46, 51, .10);
  --font: "Public Sans", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --container: 1180px;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: var(--font); color: var(--ink); background: var(--white); line-height: 1.65; font-size: 16px; -webkit-font-smoothing: antialiased; }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--brand); text-decoration: none; }
a:hover { color: var(--brand-dark); }
h1, h2, h3, h4 { line-height: 1.2; margin: 0 0 .6em; color: var(--navy); letter-spacing: -.01em; }
h1 { font-size: clamp(2rem, 4.5vw, 3.1rem); font-weight: 800; }
h2 { font-size: clamp(1.6rem, 3vw, 2.25rem); font-weight: 800; }
h3 { font-size: 1.25rem; font-weight: 700; }
p { margin: 0 0 1em; }
.container { width: 100%; max-width: var(--container); margin: 0 auto; padding: 0 20px; }
.skip-link { position: absolute; left: -9999px; top: 0; background: var(--brand); color: #fff; padding: 8px 14px; z-index: 1000; }
.skip-link:focus { left: 10px; top: 10px; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); }

/* ---------- Buttons ---------- */
.btn { display: inline-flex; align-items: center; gap: 8px; padding: 13px 26px; border-radius: 999px; font-weight: 700; font-size: .98rem; border: 2px solid transparent; cursor: pointer; transition: .2s ease; text-align: center; }
.btn-primary { background: var(--brand); color: #fff; }
.btn-primary:hover { background: var(--brand-dark); color: #fff; transform: translateY(-1px); }
.btn-outline { border-color: currentColor; color: var(--navy); background: transparent; }
.btn-outline:hover { background: var(--navy); color: #fff; border-color: var(--navy); }
.btn-light { background: #fff; color: var(--navy); }
.btn-light:hover { background: var(--cream); color: var(--navy); }

/* ---------- Top bar + header ---------- */
.topbar { background: var(--navy); color: #d6d9de; font-size: .9rem; }
.topbar .container { display: flex; justify-content: space-between; align-items: center; gap: 16px; padding-top: 8px; padding-bottom: 8px; flex-wrap: wrap; }
.topbar a { color: #fff; }
.topbar .contact-items { display: flex; gap: 22px; flex-wrap: wrap; }
.topbar .contact-items span { display: inline-flex; align-items: center; gap: 7px; }
.topbar svg { width: 15px; height: 15px; fill: var(--brand); }
.topbar .social { display: flex; gap: 12px; }
.topbar .social svg { fill: #fff; width: 16px; height: 16px; }

.site-header { background: #fff; position: sticky; top: 0; z-index: 50; box-shadow: 0 2px 14px rgba(43,46,51,.07); }
.site-header .container { display: flex; align-items: center; justify-content: space-between; gap: 20px; min-height: 82px; }
.brand { display: flex; align-items: center; gap: 12px; color: var(--navy); }
.brand img { height: 58px; width: auto; }
.brand .brand-text { display: flex; flex-direction: column; line-height: 1.1; }
.brand .brand-text strong { font-size: 1.2rem; }
.brand .brand-text small { color: var(--muted); font-size: .8rem; }

.nav ul { list-style: none; margin: 0; padding: 0; display: flex; gap: 4px; align-items: center; }
.nav li { position: relative; }
.nav a, .nav button.sub-toggle { display: block; white-space: nowrap; padding: 10px 12px; color: var(--navy); font-weight: 600; font-size: .96rem; border-radius: 8px; background: none; border: 0; font-family: inherit; cursor: pointer; }
.nav a:hover, .nav a[aria-current="page"], .nav button.sub-toggle:hover { color: var(--brand); }
.nav .has-sub > button::after { content: ""; display: inline-block; margin-left: 6px; border: 4px solid transparent; border-top-color: currentColor; transform: translateY(2px); }
.nav .sub { position: absolute; top: 100%; left: 0; min-width: 230px; background: #fff; box-shadow: var(--shadow); border-radius: 10px; padding: 8px; display: none; flex-direction: column; gap: 0; }
.nav .has-sub:hover > .sub, .nav .has-sub:focus-within > .sub, .nav .has-sub.open > .sub { display: flex; }
.nav .sub a { padding: 9px 12px; font-weight: 500; }
.nav .nav-cta { margin-left: 8px; }
.nav .nav-cta a { background: var(--brand); color: #fff; border-radius: 999px; padding: 10px 20px; }
.nav .nav-cta a:hover { background: var(--brand-dark); color: #fff; }
.menu-toggle { display: none; background: none; border: 0; padding: 8px; cursor: pointer; }
.menu-toggle span { display: block; width: 26px; height: 3px; background: var(--navy); margin: 5px 0; border-radius: 3px; }

@media (max-width: 1180px) {
  .menu-toggle { display: block; }
  .nav { position: fixed; inset: 0 0 0 auto; width: min(320px, 86vw); background: #fff; box-shadow: -10px 0 30px rgba(0,0,0,.15); transform: translateX(100%); transition: transform .25s ease; padding: 80px 18px 24px; overflow-y: auto; z-index: 60; }
  .nav.open { transform: none; }
  .nav ul { flex-direction: column; align-items: stretch; }
  .nav .sub { position: static; box-shadow: none; display: none; padding: 0 0 0 12px; }
  .nav .has-sub:hover > .sub { display: none; }
  .nav .has-sub.open > .sub { display: flex; }
  .nav .nav-cta { margin: 10px 0 0; }
  .nav-close { position: absolute; top: 18px; right: 18px; background: none; border: 0; font-size: 2rem; line-height: 1; cursor: pointer; color: var(--navy); }
  .topbar .social { display: none; }
}
@media (min-width: 1181px) { .nav-close { display: none; } }
.nav-backdrop { position: fixed; inset: 0; background: rgba(43,46,51,.45); z-index: 45; display: none; }
.nav-backdrop.show { display: block; }

/* ---------- Hero ---------- */
.hero { background: linear-gradient(120deg, var(--navy) 0%, var(--navy-2) 60%, #4a4f57 100%); color: #fff; position: relative; overflow: hidden; }
.hero::after { content: ""; position: absolute; right: -120px; top: -120px; width: 420px; height: 420px; border-radius: 50%; background: radial-gradient(circle, rgba(200,32,47,.35), transparent 70%); }
.hero .container { display: grid; grid-template-columns: 1.05fr .95fr; gap: 48px; align-items: center; padding-top: 64px; padding-bottom: 72px; position: relative; z-index: 1; }
.hero h1, .hero h2 { color: #fff; }
.hero .eyebrow { display: inline-block; background: rgba(255,255,255,.12); padding: 6px 14px; border-radius: 999px; font-size: .85rem; font-weight: 600; letter-spacing: .04em; text-transform: uppercase; margin-bottom: 16px; }
.hero .lead { font-size: 1.2rem; color: #e1e4e8; margin-bottom: 22px; }
.checklist { list-style: none; padding: 0; margin: 0 0 28px; display: grid; grid-template-columns: 1fr 1fr; gap: 10px 22px; }
.checklist li { display: flex; gap: 10px; align-items: flex-start; }
.checklist li::before { content: ""; flex: 0 0 22px; height: 22px; border-radius: 50%; background: var(--brand) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E") center/13px no-repeat; margin-top: 2px; }
.hero .quick-links { display: flex; flex-wrap: wrap; gap: 10px; }
.hero .quick-links a { background: rgba(255,255,255,.1); color: #fff; padding: 9px 16px; border-radius: 999px; font-size: .92rem; font-weight: 600; border: 1px solid rgba(255,255,255,.2); }
.hero .quick-links a:hover { background: var(--brand); border-color: var(--brand); }

.quote-card { background: #fff; color: var(--ink); border-radius: 16px; box-shadow: 0 25px 60px rgba(0,0,0,.25); padding: 26px; }
.quote-card h2 { font-size: 1.5rem; margin-bottom: 4px; color: var(--navy); }
.quote-card .sub { color: var(--muted); margin-bottom: 16px; font-size: .95rem; }
.tabs { display: flex; gap: 6px; background: var(--soft); padding: 5px; border-radius: 999px; margin-bottom: 18px; }
.tabs button { flex: 1; border: 0; background: transparent; padding: 10px 12px; border-radius: 999px; font-family: inherit; font-weight: 700; color: var(--muted); cursor: pointer; font-size: .92rem; }
.tabs button[aria-selected="true"] { background: var(--brand); color: #fff; }
.tab-panel[hidden] { display: none; }
.widget-mount { min-height: 120px; }
.widget-fallback { color: var(--muted); font-size: .92rem; text-align: center; padding: 20px 10px; }

@media (max-width: 980px) {
  .hero .container { grid-template-columns: 1fr; padding-top: 44px; padding-bottom: 52px; }
}
@media (max-width: 540px) { .checklist { grid-template-columns: 1fr; } }

/* ---------- Page banner (inner pages) ---------- */
.page-banner { background: linear-gradient(120deg, var(--navy), var(--navy-2)); color: #fff; padding: 52px 0 46px; }
.page-banner h1 { color: #fff; margin-bottom: 8px; }
.page-banner p { color: #d8dbe0; max-width: 760px; margin: 0; font-size: 1.08rem; }
.breadcrumb { font-size: .88rem; color: #aeb3bb; margin-bottom: 12px; }
.breadcrumb a { color: #fff; }

/* ---------- Sections ---------- */
.section { padding: 76px 0; }
.section.soft { background: var(--soft); }
.section.cream { background: var(--cream); }
.section-head { text-align: center; max-width: 720px; margin: 0 auto 44px; }
.section-head .kicker { color: var(--brand); font-weight: 700; text-transform: uppercase; letter-spacing: .08em; font-size: .82rem; display: block; margin-bottom: 8px; }
.section-head p { color: var(--muted); }

.split { display: grid; grid-template-columns: 1fr 1fr; gap: 54px; align-items: center; }
.split.reverse > :first-child { order: 2; }
@media (max-width: 900px) { .split { grid-template-columns: 1fr; gap: 32px; } .split.reverse > :first-child { order: 0; } }
.media-frame { border-radius: 18px; overflow: hidden; box-shadow: var(--shadow); background: var(--soft); }

/* product cards */
.cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(210px, 1fr)); gap: 20px; }
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 26px 22px; transition: .2s ease; display: flex; flex-direction: column; }
.card:hover { box-shadow: var(--shadow); transform: translateY(-3px); border-color: transparent; }
.card .icon { width: 52px; height: 52px; border-radius: 12px; background: rgba(200,32,47,.1); display: grid; place-items: center; margin-bottom: 14px; }
.card .icon svg { width: 26px; height: 26px; stroke: var(--brand); fill: none; stroke-width: 2; }
.card p { color: var(--muted); font-size: .95rem; flex: 1; }
.card .more { font-weight: 700; }

/* quote widget page */
.quote-shell { background: #fff; border-radius: 16px; box-shadow: var(--shadow); padding: 28px; border: 1px solid var(--line); }
.quote-layout { display: grid; grid-template-columns: 1fr 340px; gap: 32px; align-items: start; }
@media (max-width: 980px) { .quote-layout { grid-template-columns: 1fr; } }
.side-box { background: var(--navy); color: #e1e4e8; border-radius: 16px; padding: 26px; position: sticky; top: 100px; }
.side-box h3 { color: #fff; }
.side-box ul { padding-left: 18px; margin: 0 0 18px; }
.side-box li { margin-bottom: 6px; }
.side-box .btn { width: 100%; justify-content: center; margin-top: 8px; }
.prose { max-width: 820px; }
.prose h2 { margin-top: 1.4em; }
.prose ul { padding-left: 20px; }
.prose li { margin-bottom: 6px; }
.note { background: var(--cream); border-left: 4px solid var(--brand); padding: 14px 18px; border-radius: 0 10px 10px 0; font-size: .95rem; color: var(--muted); }

/* blog */
.posts { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 24px; }
.post { background: #fff; border-radius: var(--radius); overflow: hidden; box-shadow: 0 4px 18px rgba(43,46,51,.07); display: flex; flex-direction: column; }
.post .thumb { aspect-ratio: 16/10; background: var(--soft) center/cover no-repeat; }
.post .thumb img { width: 100%; height: 100%; object-fit: cover; }
.post .body { padding: 22px; display: flex; flex-direction: column; flex: 1; }
.post h3 a { color: var(--navy); }
.post h3 a:hover { color: var(--brand); }
.post p { color: var(--muted); font-size: .95rem; flex: 1; }
.article-hero { border-radius: 16px; overflow: hidden; margin-bottom: 30px; aspect-ratio: 21/9; background: var(--soft); }
.article-hero img { width: 100%; height: 100%; object-fit: cover; }

/* insurers */
.insurers { display: flex; flex-wrap: wrap; gap: 12px; }
.insurers span { background: #fff; border: 1px solid var(--line); border-radius: 10px; padding: 12px 18px; font-weight: 700; color: var(--navy); font-size: .95rem; }

/* testimonials */
.testimonials { position: relative; }
.t-track { display: grid; grid-auto-flow: column; grid-auto-columns: calc((100% - 48px) / 3); gap: 24px; overflow-x: auto; scroll-snap-type: x mandatory; padding: 6px 2px 18px; scrollbar-width: none; }
.t-track::-webkit-scrollbar { display: none; }
@media (max-width: 900px) { .t-track { grid-auto-columns: calc((100% - 24px) / 2); } }
@media (max-width: 600px) { .t-track { grid-auto-columns: 88%; } }
.t-card { scroll-snap-align: start; background: #fff; border-radius: var(--radius); padding: 26px; box-shadow: 0 4px 18px rgba(43,46,51,.07); display: flex; flex-direction: column; }
.t-card .stars { color: #f5a623; letter-spacing: 2px; margin-bottom: 10px; }
.t-card blockquote { margin: 0 0 18px; color: var(--ink); font-size: 1rem; flex: 1; }
.t-card .who { display: flex; align-items: center; gap: 12px; }
.t-card .avatar { width: 42px; height: 42px; border-radius: 50%; background: var(--navy); color: #fff; display: grid; place-items: center; font-weight: 700; }
.t-card .who strong { display: block; color: var(--navy); }
.t-card .who small { color: var(--muted); }
.t-nav { display: flex; justify-content: center; gap: 10px; margin-top: 10px; }
.t-nav button { width: 44px; height: 44px; border-radius: 50%; border: 1px solid var(--line); background: #fff; cursor: pointer; font-size: 1.2rem; color: var(--navy); }
.t-nav button:hover { background: var(--brand); color: #fff; border-color: var(--brand); }

/* FAQ */
.faq { max-width: 860px; margin: 0 auto; }
.faq details { background: #fff; border: 1px solid var(--line); border-radius: 12px; margin-bottom: 12px; }
.faq summary { cursor: pointer; padding: 18px 54px 18px 22px; font-weight: 700; color: var(--navy); list-style: none; position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 22px; top: 50%; transform: translateY(-50%); font-size: 1.5rem; color: var(--brand); font-weight: 400; }
.faq details[open] summary::after { content: "–"; }
.faq details[open] { box-shadow: var(--shadow); border-color: transparent; }
.faq .answer { padding: 0 22px 18px; color: var(--muted); }
.faq-search { width: 100%; padding: 14px 18px; border: 1px solid var(--line); border-radius: 12px; font: inherit; margin-bottom: 20px; }

/* CTA band */
.cta-band { background: linear-gradient(110deg, var(--brand), #e0404d); color: #fff; padding: 56px 0; }
.cta-band .container { display: flex; justify-content: space-between; align-items: center; gap: 26px; flex-wrap: wrap; }
.cta-band h2 { color: #fff; margin-bottom: 6px; }
.cta-band p { margin: 0; color: #ffe3e5; max-width: 680px; }
.cta-band .actions { display: flex; gap: 12px; flex-wrap: wrap; }

/* contact form */
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form-grid .full { grid-column: 1 / -1; }
@media (max-width: 600px) { .form-grid { grid-template-columns: 1fr; } }
.field label { display: block; font-weight: 600; font-size: .9rem; margin-bottom: 6px; color: var(--navy); }
.field input, .field select, .field textarea { width: 100%; padding: 12px 14px; border: 1px solid var(--line); border-radius: 10px; font: inherit; background: #fff; }
.field input:focus, .field select:focus, .field textarea:focus { outline: 2px solid rgba(200,32,47,.35); border-color: var(--brand); }
.form-status { margin-top: 12px; font-weight: 600; }
.contact-list { list-style: none; padding: 0; margin: 0; }
.contact-list li { display: flex; gap: 14px; margin-bottom: 18px; align-items: flex-start; }
.contact-list .ci { flex: 0 0 44px; height: 44px; border-radius: 12px; background: rgba(200,32,47,.1); display: grid; place-items: center; }
.contact-list .ci svg { width: 20px; height: 20px; fill: var(--brand); }
.map-frame { border: 0; width: 100%; height: 320px; border-radius: 16px; }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy); color: #bcc1c8; padding-top: 64px; font-size: .95rem; }
.site-footer h3 { color: #fff; font-size: 1.1rem; margin-bottom: 16px; }
.site-footer a { color: #e8eaee; }
.site-footer a:hover { color: #fff; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1.2fr; gap: 40px; }
@media (max-width: 860px) { .footer-grid { grid-template-columns: 1fr; } }
.footer-links { list-style: none; margin: 0; padding: 0; }
.footer-links li { margin-bottom: 8px; }
.footer-contact li { display: flex; gap: 10px; margin-bottom: 12px; }
.footer-contact svg { flex: 0 0 18px; width: 18px; height: 18px; fill: var(--brand); margin-top: 3px; }
.disclaimer { border-top: 1px solid rgba(255,255,255,.1); margin-top: 44px; padding: 26px 0; font-size: .82rem; color: #959ba4; }
.disclaimer strong { color: #cdd1d7; }
.footer-bottom { background: #202327; padding: 18px 0; font-size: .88rem; }
.footer-bottom .container { display: flex; justify-content: space-between; gap: 14px; flex-wrap: wrap; align-items: center; }
.footer-bottom .powered a { color: #fff; font-weight: 700; }
.footer-social { display: flex; gap: 10px; margin-top: 16px; }
.footer-social a { width: 38px; height: 38px; border-radius: 50%; background: rgba(255,255,255,.08); display: grid; place-items: center; }
.footer-social svg { width: 17px; height: 17px; fill: #fff; }

/* Floating WhatsApp */
.wa-float { position: fixed; right: 18px; bottom: 18px; width: 58px; height: 58px; border-radius: 50%; background: #25d366; display: grid; place-items: center; box-shadow: 0 8px 22px rgba(0,0,0,.25); z-index: 70; }
.wa-float svg { width: 32px; height: 32px; fill: #fff; }
.wa-float:hover { transform: scale(1.06); }

/* Utilities */
.text-center { text-align: center; }
.mt-2 { margin-top: 20px; }
.mt-3 { margin-top: 32px; }
.muted { color: var(--muted); }


/* =====================================================================
   Pritpal Kaur — Nanaimo. Her red + charcoal, refined.
   One signature element: the boarding-pass quote card in the hero.
   ===================================================================== */
:root {
  --red: #c8202f;          /* her brand red, deepened for white-text contrast */
  --red-ink: #a51825;
  --charcoal: #2b2e33;     /* her header grey */
  --harbour: #1f6fb2;      /* her blue, used for links only */
  --mist: #f2f4f6;
  --display: "Archivo", "Public Sans", Arial, sans-serif;
}
body { font-family: var(--font); color: var(--ink); font-size: 17px; }
h1, h2, h3, h4 { font-family: var(--display); font-stretch: 112%; color: var(--charcoal); letter-spacing: -0.015em; }
h2 { font-size: clamp(1.7rem, 3vw, 2.4rem); font-weight: 750; }
a { color: var(--harbour); }
a:hover { color: #165a93; }
:focus-visible { outline: 3px solid var(--harbour); outline-offset: 2px; border-radius: 4px; }

/* Header: charcoal, so her white-text logo reads as designed */
.topbar { background: #222428; color: #c9ccd2; }
.topbar svg { fill: #e45b66; }
.site-header { background: var(--charcoal); box-shadow: none; border-bottom: 4px solid var(--red); }
.site-header .container { min-height: 84px; }
.brand .brand-logo { height: 60px; width: auto; }
.brand .brand-text strong { color: #fff; font-family: var(--display); }
.brand .brand-text small { color: #c9ccd2; }
.nav a, .nav button.sub-toggle { color: #f1f2f4; font-weight: 600; }
.nav a:hover, .nav a[aria-current="page"], .nav button.sub-toggle:hover { color: #ff8a93; }
.nav .sub { background: #fff; }
.nav .sub a { color: var(--charcoal); }
.nav .sub a:hover { color: var(--red); }
.nav .nav-cta a { background: var(--red); color: #fff; }
.nav .nav-cta a:hover { background: var(--red-ink); color: #fff; }
.menu-toggle span { background: #fff; }
@media (max-width: 1180px) {
  .nav { background: #fff; }
  .nav a, .nav button.sub-toggle { color: var(--charcoal); }
  .nav a[aria-current="page"] { color: var(--red); }
}

/* Buttons */
.btn { border-radius: 6px; font-family: var(--display); font-stretch: 108%; letter-spacing: .01em; }
.pk-btn-red { background: var(--red); color: #fff; }
.pk-btn-red:hover { background: var(--red-ink); color: #fff; }
.pk-btn-line { border-color: rgba(255,255,255,.55); color: #fff; }
.pk-btn-line:hover { background: #fff; color: var(--charcoal); border-color: #fff; }
.pk-btn-ghost { border-color: var(--charcoal); color: var(--charcoal); }
.pk-btn-ghost:hover { background: var(--charcoal); color: #fff; }

/* ---------- Hero ---------- */
.pk-hero { background: var(--charcoal); color: #fff; position: relative; overflow: hidden; }
.pk-hero::before { /* faint flight-path arc */
  content: ""; position: absolute; right: -10%; top: -40%; width: 900px; height: 900px; border-radius: 50%;
  border: 1.5px dashed rgba(255,255,255,.12); pointer-events: none; }
.pk-hero-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 56px; align-items: center; padding-top: 72px; padding-bottom: 88px; position: relative; }
.pk-kicker { color: #ff9aa2; font-weight: 600; margin: 0 0 14px; }
.pk-hero h1 { color: #fff; font-size: clamp(2.5rem, 5.4vw, 4.1rem); font-weight: 800; font-stretch: 118%; line-height: 1.02; letter-spacing: -0.03em; margin-bottom: 22px; max-width: 13ch; }
.pk-lead { font-size: 1.15rem; color: #d3d6db; max-width: 34em; margin-bottom: 26px; }
.pk-benefits { list-style: none; padding: 0; margin: 0 0 32px; display: grid; grid-template-columns: 1fr 1fr; gap: 10px 26px; max-width: 34em; }
.pk-benefits li { padding-left: 22px; position: relative; color: #eceef1; }
.pk-benefits li::before { content: ""; position: absolute; left: 0; top: .62em; width: 10px; height: 10px; border-radius: 2px; background: var(--red); transform: rotate(45deg); }
.pk-actions { display: flex; flex-wrap: wrap; gap: 12px; }

/* Boarding-pass quote card */
.pass { background: #fff; color: var(--ink); border-radius: 14px; box-shadow: 0 30px 70px rgba(0,0,0,.35); position: relative; }
.pass-stub { background: var(--red); color: #fff; border-radius: 14px 14px 0 0; padding: 22px 26px 20px; position: relative; }
.pass-route { display: flex; align-items: center; justify-content: space-between; gap: 14px; }
.pass-route span { display: flex; flex-direction: column; line-height: 1.1; }
.pass-route span.to { text-align: right; }
.pass-route small { font-size: .78rem; color: #ffd4d7; }
.pass-route strong { font-family: var(--display); font-stretch: 120%; font-weight: 800; font-size: 1.55rem; letter-spacing: -0.01em; }
.pass-plane { width: 34px; height: 34px; fill: #fff; transform: rotate(90deg); flex: 0 0 auto; }
.pass-route::after { content: ""; }
.pass-meta { display: flex; justify-content: space-between; gap: 12px; margin: 14px 0 0; font-size: .85rem; color: #ffd4d7; flex-wrap: wrap; }
.pass-meta b { color: #fff; font-weight: 700; margin-left: 4px; }
/* perforation with punched notches */
.pass-body { position: relative; padding: 30px 26px 26px; border-top: 2px dashed #d9dce1; }
.pass-body::before, .pass-body::after { content: ""; position: absolute; top: -14px; width: 26px; height: 26px; border-radius: 50%; background: var(--charcoal); }
.pass-body::before { left: -13px; }
.pass-body::after { right: -13px; }
.pass-body h2 { font-size: 1.35rem; margin-bottom: 14px; color: var(--charcoal); }
.pass .tabs { background: var(--mist); }
.pass .tabs button[aria-selected="true"] { background: var(--charcoal); }
@media (max-width: 980px) {
  .pk-hero-grid { grid-template-columns: 1fr; padding-top: 48px; padding-bottom: 56px; gap: 40px; }
}
@media (max-width: 540px) {
  .pk-benefits { grid-template-columns: 1fr; }
  .pass-route strong { font-size: 1.2rem; }
  .pass-stub, .pass-body { padding-left: 18px; padding-right: 18px; }
}

/* Proof strip */
.pk-proof { background: #fff; border-bottom: 1px solid var(--line); }
.pk-proof-row { display: grid; grid-template-columns: repeat(3, 1fr); }
.pk-proof-row p { margin: 0; padding: 24px 22px; color: var(--muted); border-left: 1px solid var(--line); }
.pk-proof-row p:first-child { border-left: 0; padding-left: 0; }
.pk-proof-row strong { display: block; color: var(--charcoal); font-family: var(--display); font-stretch: 110%; font-size: 1.08rem; }
@media (max-width: 760px) { .pk-proof-row { grid-template-columns: 1fr; } .pk-proof-row p { border-left: 0; border-top: 1px solid var(--line); padding-left: 0; } .pk-proof-row p:first-child { border-top: 0; } }

/* Sections */
.pk-section { padding: 88px 0; }
.pk-mist { background: var(--mist); }
.pk-head { max-width: 640px; margin-bottom: 40px; }
.pk-head p { color: var(--muted); margin: 0; }
.pk-center { text-align: center; margin-top: 30px; }

/* Products bento: Super Visa leads */
.pk-bento { display: grid; grid-template-columns: 1.3fr 1fr 1fr; grid-template-rows: auto auto; gap: 18px; }
.tile { display: flex; flex-direction: column; border: 1px solid var(--line); border-radius: 10px; padding: 26px; color: var(--ink); background: #fff; transition: border-color .15s, box-shadow .15s; }
.tile:hover { border-color: var(--charcoal); box-shadow: 0 10px 26px rgba(43,46,51,.10); color: var(--ink); }
.tile h3 { font-size: 1.25rem; margin-bottom: 8px; }
.tile p { color: var(--muted); font-size: .98rem; margin: 0 0 18px; flex: 1; }
.tile-cta { font-weight: 700; color: var(--red); font-family: var(--display); font-stretch: 108%; }
.tile-hero { grid-row: span 2; background: var(--red); border-color: var(--red); color: #fff; padding: 34px; justify-content: flex-end; min-height: 320px; }
.tile-hero:hover { border-color: var(--red-ink); background: var(--red-ink); color: #fff; }
.tile-hero h3 { color: #fff; font-size: clamp(1.7rem, 2.6vw, 2.2rem); font-weight: 800; font-stretch: 118%; }
.tile-hero p { color: #ffe3e5; font-size: 1.05rem; flex: 0; }
.tile-hero .tile-cta { color: #fff; border-bottom: 2px solid rgba(255,255,255,.6); align-self: flex-start; padding-bottom: 2px; }
.tile-quiet { background: var(--mist); border-color: transparent; }
.pk-bento .tile-quiet:nth-of-type(4) { grid-column: 1; }
@media (max-width: 900px) { .pk-bento { grid-template-columns: 1fr 1fr; } .tile-hero { grid-column: 1 / -1; grid-row: auto; min-height: 0; } .pk-bento .tile-quiet:nth-of-type(4) { grid-column: auto; } }
@media (max-width: 560px) { .pk-bento { grid-template-columns: 1fr; } }

/* Steps — a real sequence, so numbered */
.pk-steps { list-style: none; counter-reset: step; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 34px; position: relative; }
.pk-steps::before { content: ""; position: absolute; top: 22px; left: 22px; right: 22px; border-top: 2px dashed #c3c8cf; }
.pk-steps li { counter-increment: step; position: relative; }
.pk-steps li::before { content: counter(step); display: grid; place-items: center; width: 46px; height: 46px; border-radius: 50%; background: var(--charcoal); color: #fff; font-family: var(--display); font-weight: 800; font-size: 1.15rem; margin-bottom: 18px; position: relative; box-shadow: 0 0 0 6px var(--mist); }
.pk-steps li:last-child::before { background: var(--red); }
.pk-steps h3 { font-size: 1.15rem; margin-bottom: 6px; }
.pk-steps p { color: var(--muted); margin: 0; }
@media (max-width: 760px) { .pk-steps { grid-template-columns: 1fr; gap: 26px; } .pk-steps::before { top: 0; bottom: 0; left: 22px; right: auto; border-top: 0; border-left: 2px dashed #c3c8cf; } }

/* Split + insurers */
.pk-split { display: grid; grid-template-columns: 1.1fr .9fr; gap: 64px; align-items: start; }
.pk-split p { max-width: 36em; }
.pk-insurers { border-left: 4px solid var(--red); padding-left: 28px; }
.pk-insurers-title { font-weight: 700; color: var(--charcoal); margin-bottom: 14px; }
.pk-insurers ul { list-style: none; margin: 0; padding: 0; columns: 2; column-gap: 26px; }
.pk-insurers li { font-family: var(--display); font-stretch: 108%; font-weight: 600; font-size: 1.05rem; color: var(--charcoal); padding: 7px 0; border-bottom: 1px solid var(--line); break-inside: avoid; }
@media (max-width: 860px) { .pk-split { grid-template-columns: 1fr; gap: 36px; } }

/* Testimonials: one featured, the rest quiet */
.pk-feature-quote { margin: 0 0 40px; max-width: 900px; }
.pk-feature-quote blockquote { margin: 0; font-family: var(--display); font-stretch: 112%; font-weight: 650; font-size: clamp(1.4rem, 2.6vw, 2rem); line-height: 1.3; color: var(--charcoal); position: relative; padding-left: 40px; }
.pk-feature-quote blockquote::before { content: "\201C"; position: absolute; left: 0; top: -.15em; font-size: 3.4rem; color: var(--red); line-height: 1; }
.pk-feature-quote figcaption { margin-top: 14px; padding-left: 40px; color: var(--muted); font-weight: 600; }
.pk-quotes { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 0 34px; }
.pk-quotes figure { margin: 0; padding: 20px 0; border-top: 1px solid #d6d9de; }
.pk-quotes blockquote { margin: 0 0 8px; color: var(--ink); }
.pk-quotes figcaption { color: var(--muted); font-size: .92rem; font-weight: 600; }

/* FAQ + blog tuned */
.faq summary { font-family: var(--display); font-stretch: 106%; color: var(--charcoal); }
.faq summary::after { color: var(--red); }
.post { border-radius: 10px; box-shadow: none; border: 1px solid var(--line); }
.post h3 a { color: var(--charcoal); }
.post .more { color: var(--red); font-weight: 700; }

/* Inner pages pick up the same identity */
.page-banner { background: var(--charcoal); border-bottom: 4px solid var(--red); }
.page-banner p { color: #d3d6db; }
.quote-shell { border-radius: 10px; }
.side-box { background: var(--charcoal); border-top: 5px solid var(--red); border-radius: 10px; }
.side-box .btn-primary { background: var(--red); }

/* CTA + footer */
.cta-band { background: var(--red); }
.cta-band p { color: #ffe3e5; }
.cta-band .btn-light { color: var(--charcoal); }
.site-footer { background: var(--charcoal); }
.footer-logo { height: 64px; width: auto; margin-bottom: 18px; }
.footer-bottom { background: #222428; }
.site-footer .btn-primary { background: var(--red); }

@media (prefers-reduced-motion: reduce) { * { transition: none !important; scroll-behavior: auto !important; } }

/* fixes after review */
.brand .brand-text[hidden] { display: none; }
.pass-route span.to { align-items: flex-end; }
.pk-section .faq { margin: 0; max-width: 860px; }

/* Insurance Quotes Cloud statement for visiting advisors (works on any footer colour) */
.iqc-promo { background: rgba(0,0,0,.18); border-top: 1px solid rgba(255,255,255,.10); }
.iqc-promo .container { display: flex; justify-content: space-between; align-items: center; gap: 16px 28px; flex-wrap: wrap; padding-top: 20px; padding-bottom: 20px; }
.iqc-promo p { margin: 0; color: rgba(255,255,255,.82); max-width: 680px; font-size: .95rem; }
.iqc-promo strong { color: #fff; }
.iqc-actions { display: flex; gap: 10px; flex-wrap: wrap; }
.iqc-actions a { padding: 9px 18px; border-radius: 999px; font-weight: 700; font-size: .9rem; white-space: nowrap; }
.site-footer .iqc-call { background: #fff; color: #1a1a1a; }
.site-footer .iqc-call:hover { background: rgba(255,255,255,.85); color: #1a1a1a; }
.site-footer .iqc-site { border: 1px solid rgba(255,255,255,.45); color: #fff; }
.site-footer .iqc-site:hover { background: #fff; color: #1a1a1a; }
@media (max-width: 600px) { .footer-bottom { padding-bottom: 88px; } }